Low Credit is Spooky! Get Better Credit with the 5 C’s

General Tracy Ferguson 10 Oct

There are several attributes that lenders consider before granting credit, and these are commonly referred to as the “Five C’s” and consist of: Character Capacity Capital Collateral and Conditions. Let’s take a closer look at each: Character: The first C focused on YOU and your personal habits, which comes down to whether or not it is in your […]

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25 Secrets Your Banker Doesn’t Want You to Know

General Tracy Ferguson 27 Sep

25 Secrets Your Banker Doesn’t Want You to Know Twenty-five or thirty years can sound like an impossibly long time to service a loan – and for many of us, it is. If you are looking to pay off your mortgage faster, here are some tried-and-true tactics to get you to financial freedom that much […]

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Reverse Mortgages the PROS & CONS

General Tracy Ferguson 5 Sep

ORIGINALLY PUBLISHED by DLC Marketing Team Aug. 24, 2021 PROS & CONS of a reverse mortgage After all of that, you may still be wondering whether or not a reverse mortgage is the best idea. Like anything else in life, it comes with its own set of pros and cons involved. This makes it worth […]

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5 Approval Roadblocks

General Tracy Ferguson 31 Aug

5 Approval Roadblocks. When in the process of buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, which was accepted, and you have supplied all the documentation to your broker, you […]

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7 Steps to Selling Your Home and Getting Top Dollar!

General Tracy Ferguson 20 Aug

What’s the number one thing buying and selling a house has in common? Getting the best price possible. Buying a home is one of the most significant financial investments you’ll make, so there’s no surprise why so much time is spent tracking mortgage rates, researching how much house you can afford, the best location, and […]

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5 Things to Know Before Buying a Rural Property

General Tracy Ferguson 2 Aug

5 Things to Know Before Buying a Rural Property. As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a […]

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National home sales fall 8.4% from May to June 2021

General Tracy Ferguson 15 Jul

July 15, 2021 Today the Canadian Real Estate Association (CREA) released statistics showing national existing home sales fell 8.4% nationally from May to June 2021, marking the third consecutive monthly decline. Over the same period, the number of newly listed properties fell 0.7%, and the MLS Home Price Index rose 0.9%, a marked deceleration from previous months. Activity nonetheless remains historically […]

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